Multiple fraudulent charges to one or more of your accounts

You receive phone calls from organizations and people that you don’t recognize about past due debt or unfamiliar charges

Your credit cards get declined at the point of sale due to credit limits

Your bank accounts get closed or have penalties from activity which you did not authorize

Unfamiliar new accounts appear on your credit report

You receive mail or other communications from attorneys and debt collectors for debts you are not familiar with

You receive medical bills for unrecognizable procedures or services

Your health insurance provider claims you have exceeded their benefit limits while you are not aware of the health care services you may have used to reach these limits

Your medical record indicates health conditions which you do not have

The IRS sends notices or inquiries about a tax filing that you did not submit

The IRS has indicates that you have submitted multiple tax returns

Received reported income notices from employers or sources which you have never engaged in any employment or business relationship with